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NYC Car Accidents: Do’s and Don’ts with Insurance Companies

Posted in Auto Accidents on March 14, 2013

Insights Regarding Insurance Companies and Car Accidents in NYC

When a car accident occurs you have to deal with the frustrations of contacting and filing a claim with the other motorist’s insurance company. Unfortunately, many car insurance companies will say and do anything to keep from paying out on their insurance policies.

What are ways to protect yourself from insurance companies and things you should avoid doing?

• Don’t agree to be recorded without legal representation.
• Don’t lie, just state the facts and stay away from giving opinions.
• Don’t admit to liability on your part
• Don’t put anything in writing without consulting
• Don’t let the time limit to file an insurance claim run out
• Don’t accept the first estimates without bdo8ung your own research and due diligence
• Don’t feel pressured by the insurance representative to settle your claim
• Don’t accept a check as payment in full unless you are totally confident that it’s fair compensation for all of your pain and suffering.
• Don’t be reluctant in speaking with a personal injury lawyer. It’s your legal right and 99% of injury firms work with contingency fees which means you won’t pay them a penny unless they take your case and only get compensated from the fees they recover for you.

What are steps you can take to protect yourself from car insurance companies?

Follow these four simple steps:

• Do contact an experienced car accident attorney with knowledge on dealing with car insurance companies
• Do call your insurance company and file a claim immediately after an accident. Ask your lawyer to be present with you if applicable.
• Do visit a medical professional for a full medical examination
• Do a detailed report of the accident using photos, written witness accounts, records and statements from police officers, records and statements from medical professionals, records and statements from injured victims, records and statements from auto mechanics, any other documentation that can be used to establish your case

If you are the victim of a serious car accident in NYC, seek legal advice from an accomplished personal injury attorney like Jay S. Knispel with 20+ years of proven practice.  The firm focuses on the representation of accident victims who have been seriously injured, as well as families who have lost a loved one due to the negligence of another in a vehicle accident.

Their team of accessible lawyers has a proven track record representing victims of auto accidents, truck accidents, motorcycle accidents, and wrongful deaths. They know how to meticulously prepare each case by reviewing accident scenes, accident reports, medical records, interviewing witnesses and healthcare providers, assessing liability, and considering all possible legal and medical issues. Jay’s team works closely with expert investigators, rehabilitation experts, forensic accountants, engineers, and economists to achieve the maximum possible recovery for every client.