Law Offices of Jay S. Knispel Personal Injury Lawyers - 450 7th Ave Suite 1605, New York, NY 10123 - Personal Injury Lawyers in NYC

Who Will Pay My Medical Bills After a Car Accident in NYC?

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Who Will Pay My Medical Bills After a Car Accident in NYC?

Who Will Pay My Medical Bills After a Car Accident in NYC?Car accidents can have a profound impact on your life in New York, NY. While you’re dealing with your injuries, you may be wondering how you’re going to pay for your medical bills or make up for lost income. You have a lot of concerns and questions, and our NYC car accident attorney is here to provide the answers.

Securing compensation for your car accident injuries isn’t always easy. Determining who covers the costs isn’t always clear, but our NYC personal injury lawyer can help you make sense of it all.

You’re going to need two things following a car accident – excellent medical care and a highly qualified legal advocate to help you get the compensation to pay for your recovery. Contact us online or call the Law Offices of Jay S. Knispel Personal Injury Lawyers today at (212) 564-2800 to request a no-cost initial consultation and discover how you can obtain your much-needed financial relief.

Why the Law Offices of Jay S. Knispel Personal Injury Lawyers Is the Right Firm for Your NYC Car Accident Claim

Why the Law Offices of Jay S. Knispel Personal Injury Lawyers Is the Right Firm for Your NYC Car Accident ClaimFollowing a car accident, your focus should be on getting back on your feet and getting back to work again. Trying to figure out how you’re going to pay for your medical care only adds to your stress.

The Law Offices of Jay S. Knispel Personal Injury Lawyers is dedicated to championing the rights of individuals just like you who’ve suffered serious injuries in accidents. Focusing exclusively on advocating for accident victims, we handle claims of all types in this area of the law.

Outstanding attorneys get exceptional results for their clients. Our 25-plus years of commitment and effort have secured millions of dollars in verdicts and settlements for people who’ve sustained injury victims. We provide each of our clients with comprehensive legal services, including taking your case to court if necessary.

When it comes to keeping insurance companies honest, we give you the edge because our founding lawyer is a former insurance defense attorney. Call our law offices in New York, New York, to learn more about how we’ll level the playing field for you.

The Compensation Process Following a NYC Car Accident

New York is a no-fault car insurance state that requires car owners to carry different forms of insurance to cover specific types of losses. One of those is personal injury protection (PIP) insurance.

Regardless of who is at fault for your NYC car accident, you must file a claim for compensation with your own insurance company first under your PIP policy. The benefits you can receive under PIP include:

  • Your reasonable and necessary medical and rehabilitation expenses that are related to the accident
  • 80% of your lost wages, capped at $2,000 per month for a maximum of three years
  • $25 per day for other expenses, such as household care or transportation costs to and from medical appointments
  • $2,000 in death benefits for the insured’s family members if the insured is killed in the accident

Because of the no-fault laws, you are limited in your ability to sue an at-fault driver for the losses you sustained in a NYC car accident. You may sue for your economic damages only if they exceed your PIP’s policy limits. Likewise, you can sue for your non-economic damages, such as your pain and suffering, only if you suffered “serious injuries,” as defined by state law.

Depending on the facts of your case, you may have different avenues to get fully and fairly compensated for your NYC car accident injuries. It pays to talk to an experienced, aggressive personal injury attorney like the Law Offices of Jay S. Knispel Personal Injury Lawyers to ensure you’re getting every dollar to which you’re entitled.

What if My Own Carelessness Contributed to My NYC Car Accident?

Not every car accident is as simple as a T-bone collision caused by a driver who ran a red light. Sometimes, it’s difficult to sort out who caused the accident. In other cases, multiple people may have contributed to it.

If your own negligence was partially to blame for your NYC car accident, it can certainly have a negative impact on your ability to sue another at-fault driver. New York follows a pure comparative fault system in allocating liability for a car accident.

Under this system, for example, if you were 25% at fault for the car accident, your total damages against another at-fault driver will be reduced by that percentage. So while you won’t be barred from recovery damages, it can be significantly reduced.

This is yet another reason to speak to the Law Offices of Jay S. Knispel Personal Injury Lawyers. The insurance company may try to pin all the blame on you just to protect their own financial interests. We’ll shield you from tactics like these when they’re just not true.

Get a Free Consultation With an Award-Winning NYC Car Accident Injury Attorney

Even though a car accident can happen in the blink of an eye, the aftermath can linger on for weeks or years. It might result in injuries leading to a permanent disability and medical expenses that can ruin your financial well-being.

The journey to secure complete and fair compensation for your injuries can be further frustrated by the insurance company. Their focus is on their financial well-being, not your physical health – so they’ll work to limit or deny your claim.

To safeguard your rights and secure a fair financial settlement, you’ll need an experienced attorney like the Law Offices of Jay S. Knispel Personal Injury Lawyers. If you’re looking for answers after your NYC car accident, contact us or give us a call at (212) 564-2800 to request a no-cost initial consultation and discover how you can obtain your much-needed financial relief.

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Our Locations

New York City Office 

450 7th Ave Suite 1605
New York, NY 10123
(212) 564 2800

Law Offices of Jay S. Knispel Personal Injury-New York City Office

 

Brooklyn Office 

26 Court St., Suite 2511
Brooklyn, NY 11242
(718) 802-1600

Law Offices of Jay S. Knispel Personal Injury - Brooklyn Office

 

We are available to take your call 24/7

 

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